Hoskins Turco Lloyd & Lloyd Blog

A Life Goal of Selfless Service HTLL is proud to announce that Maxwell Wuest is the first 2020 winner of our Scholarship for Veterans and Their Families. Maxwell stood out from the field of worthy applicants as he wove together his military service and nursing career to accomplish his life goal of “Selfless Service.” The […]

Have you ever done something while driving and thought to yourself, “Is this legal?” You’re not alone. We’ve created a list of distracted driving myths that may surprise you. Keep reading to find out the truth about some of the biggest misconceptions surrounding distracted driving in Florida. Myth #1: It’s legal to drive with headphones […]

How using your smartphone as a dashcam can help protect you Every time we get into our cars, we don’t expect anything crazy or bad to happen. Yet, according to a national study, the average driver will file an accident claim with his or her insurance company at least three or four times during their […]

As Port St. Lucie expands, there is risk that infrastructure will not keep pace with the city’s growth or increased population The population of Port St. Lucie has more than doubled since 2000, making it one of the fastest-growing cities in America. In a new report published by 24/7 Wall Street, Port St. Lucie was […]

Half a century ago, the common wisdom among Detroit automotive engineers was that it was possible to trace nearly all road crashes to a single component, or nut: the “nut” behind the wheel.1 Fast-forward to today and cars have evolved to become smarter. Sensor-driven technologies and advanced imaging capabilities help drivers stay in lanes, pass safely, […]

Teens use JUULs everywhere—in school bathrooms and hallways, during class, at parties, and on social media. The sleek USB-shaped e-cigarette is a “nicotine delivery device” that can be concealed and used in public places. Originally intended for adults who are trying to quit smoking, JUUL attempts to mimic the nicotine hit of a real cigarette […]

Two tractor-trailer accidents occurred in Sebastian last month adding to a troubling trend. Tractor-trailer accidents are occurring at a clip almost three times the rate of all other accidents. On July 12, a tractor-trailer overturned on U.S. 1 after drifting onto the raised, concrete median near Barber Street in Sebastian. The accident knocked down a […]

How to appeal your SSD denial An overwhelming 70% of all Social Security Disability claims are denied the first time.1 The main reason? Incomplete or improperly completed applications. In 2017, more than 2.6 million Americans applied for Social Security Disability. Reports show that two-thirds of those applications (1.8 million) received denials.2 Applications that are not […]

Almost 1/3 of all Americans who file for bankruptcy have student loan debt. In the past 10 years, 8.7 million bankruptcy petitions were filed in the federal courts under Chapter 7, also known as liquidation bankruptcy. Of those, 2.8 million petitions—32 percent—carried student loan debt. Why is this significant? Student loan debt is almost impossible […]

Deaths from delivery truck crashes have reached their highest level in three decades, according to the National Highway Traffic Safety Administration (NHTSA). Increased online retail sales means more delivery trucks on our roadways than ever before. In a nationwide survey, truck accidents of all types have been steadily increasing; however, crashes involving delivery trucks have […]

Have you ever been in an accident? Remember that gut wrenching feeling? Now, imagine the same gut-wrenching feeling multiplied when you discover the person who just totaled your car didn’t have insurance. So, what happens if you are hit by a driver without insurance? If your insurance does not cover this instance, all of your […]

Accidents can happen anytime and anywhere in Indian River County, but there are certain roads that are considered “accident magnets” because of the high frequency of car accidents that occur there. In Indian River County, this road is State Road 60 (SR-60). Image courtesy: VeroNews.com A 160-mile long trans-peninsular route that connects Clearwater to the […]