Auto Accident Settlement
Have an issue with your homeowners property damage claim?
If you live in Port St. Lucie, Fort Pierce, Vero Beach or Okeechobee and your homeowners property damage claim has been denied, disputed, or left unpaid, call our Treasure Coast Homeowners Property Damage Lawyers right away. We help our clients overcome difficult situations—just as we’ve done for thousands of Treasure Coast residents since 1980.
How can our Treasure Coast Homeowners Property Damage Lawyers help?
Your home or property is your most important asset. That’s why you do everything you can to protect it, including buying homeowners insurance, in case it is damaged or lost to fire, storms, flooding, or wind. Unfortunately, you can’t always trust insurance companies to do what’s right.
If you believe your insurance company wrongly denied, delayed, or underpaid your homeowners property damage claim, call Hoskins, Turco, Lloyd & Lloyd. We make sure insurance companies hold up their end of the policy.
Our Treasure Coast Homeowners Property Damage Lawyers will represent you and negotiate a fair settlement amount for your claim and, if necessary, file a lawsuit to make sure you get the compensation you deserve.
Free policy and claim review
Have questions about your property damage claim? We offer a free review of your policy and claim at no cost to you and with no obligations. We can discuss the issues that may apply to your claim and can inform you of your options.
Resources for homeowners property damage claims in Fort Pierce, Port St. Lucie, Vero Beach and Okeechobee
What does Florida homeowners insurance cover?
Florida homeowners insurance covers the cost of repairs or replacement of your home and belongings if they sustain damage under certain circumstances.
What your homeowners insurance covers depends on your specific policy. It could cover:
- Your dwelling
- Other structures on your property, like garage or pool
- Personal property, such as clothes, appliances, and furniture
- Bodily injuries if someone gets hurt on your property, including dog bites
Most Florida homeowners insurance policies cover issues from severe storms, hurricanes, fires, theft, and vandalism. However, most policies don’t cover damage from floods or sinkholes. You have to buy separate insurance policies for certain natural disasters.
Reasons why your property damage claim can be denied, delayed, or undervalued
Insurance companies are businesses focused on profit. It’s in their best interest to avoid paying or minimize payouts. To reduce payouts, insurance companies often offer low-ball settlements that they hope you will accept. They may even deny valid claims entirely.
Common tactics used by insurance companies to avoid paying your claim:
- Say your damage was caused by factors not covered by your policy
- Fail to conduct a thorough investigation into what caused the damages
- Delay paying your claim in hopes you become desperate and accept a lower offer
- Offer you a settlement to repair what needs to be replaced
- Claim you didn’t take necessary measures to prevent the damage
When should you contact an attorney?
Right away. If your homeowners property damage claim has been denied or delayed, or you believe your insurance company is not offering a fair settlement, call a Homeowners Property Damage Lawyer immediately. An experienced attorney will be able to tell you if you have a case and can help you take the necessary steps to get the insurance company to pay.
What types of homeowners property damage claims do we handle?
We help Treasure Coast residents who have had their homeowners property damage claims denied, undervalued or delayed. Below is a list of the common property damage claims we handle.
Common property damage claims:
- Water damage
- Storm damage
- Tornado damage
- Lightning damage
- Fallen trees
- Roof damage
- Wind damage
- Fire and smoke damage
Why hire Hoskins, Turco, Lloyd & Lloyd to represent you?
- Experience – You need attorneys who have repeatedly gone up against big insurance companies and have won. To date, Hoskins, Turco, Lloyd & Lloyd has secured over $500 million in insurance settlements for our clients.
- Local – We have been representing Treasure Coast residents for over 40 years. We have four local offices; all of our attorneys live here; we are very familiar with storm, wind, and water damage; and we can meet with you face to face.
- No recovery, no fee – When you hire us, you do not have to pay for anything unless we recover additional insurance proceeds than what you need to cover your damages.
Have an issue with a property damage claim in Port St. Lucie, Fort Pierce, Vero Beach or Okeechobee?
Call 866-930-6435 now
If you live in Port St. Lucie, Fort Pierce, Vero Beach or Okeechobee and your property damage claim has been denied, disputed, or left unpaid, call our Treasure Coast Homeowners Property Damage Lawyers right away.
We will complete a free policy and claim review for you and inform you of your next steps and legal options. Don’t be a victim twice.
What Our Clients are Saying
I was told by a friend that Steve Hoskins was a good attorney. I called when I had my accident, he held my hand throughout the whole process. Just because you get in an accident doesn’t mean your life is over. They helped me through every step with respect. If anyone ever asked me I would highly recommend Mr. Hoskins. They treated me like family. It definitely has been a pleasure working with him. He was nice and very respectful to me, I will be paying it forward.
We have used this firm for many legal issues. From the front desk to the courtroom, the compassionate people in this firm make us feel like family. Wins or losses aside, we always feel they did their very best for us. The fees are well within the FL average, and well worth the dollars spent. Mostly the little extra the assistants do is the glue that holds the office together.
We have recommended the firm at least every other month for one of the many types of law they are proficient with, for the past 18 years
Sometimes in Life the Unexpected happens and it is nice to know you can count on HTLL Firm. I had many Questions and they always came back with answers very quickly. Not many Law Firms do that. No matter how small it may seem to them your questions are not small to you and you want answers NOW. They did that and gave you different options as well. Thank You for helping me out in a very difficult time in My Life.
Thank you all for helping me at a difficult time in my life. I appreciate the time and care you took with my case. Answering all my questions, taking me through the process and always receiving an immediate response. I will highly recommend you to friends and family if they need a good Firm. I especially want to Thank Justin, Colin, and Jennifer, who worked closely with me. My experience with your Firm has changed my view to a positive one, when working with attorneys who really care about me and what’s best as a Client. Thanks again!
They exceeded all of my expectations. Specifically my attorney Taylor Hoskins. They dealt with the insurance companies, doctors, and so much more. I was involved in a motorcycle accident and needed help desperately. Not only did they deal with the issues of the lawsuit, they treated me with compassion and care. I also had to get disability and they took care of that. I received disability in only 5 months! All of the staff was caring and hands on. There was not one time that I was disappointed! Not once. I highly recommend this law firm.
Verdicts and Settlements
Wrongful Death Settlement
Settlement for motorcycle accident
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
We are a debt relief agency and attorneys. We help people file for Bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free information about our qualifications and experience.