Attorney Ron Fanaro & Attorney Ian Lloyd — Florida Workers’ Compensation Lawyers


When you have been hurt at work, you need money to help you pay for your treatment and get you back on the right financial track. Sometimes, getting the workers’ compensation claim you deserve is made unnecessarily difficult. You may be asked to produce paperwork you don’t really understand, or your claim may be denied for any number of given reasons.

At Hoskins, Turco, Lloyd & Lloyd, we understand the worry and frustration that can come from filing a workers’ comp claim. That is why our Florida workers’ compensation lawyers fight hard for Treasure Coast residents to get the settlements they need. We provide assistance with filing workers’ comp claims, documenting evidence that your injury was work-related, establishing all of your necessary treatment expenses, and arguing for your right to the maximum available benefits.

Insurance carriers and employers have a financial motivation to reduce the amount of workers’ compensation claims they pay out. As a result, you may face an uphill battle when trying to file your claim after you get seriously injured on the job in Florida.

A workers’ compensation lawyer in Florida can use their knowledge of insurance laws and the processes insurance companies use to verify a claim so that your claim can have the maximum chances of success.

Speak to a Florida workers’ compensation attorney for absolutely free during your initial case review. To schedule your free, no-obligation consultation, call us at 866-460-1990 or contact us online today. 

Florida Laws Make Claiming Workers’ Compensation Tougher than Most States


Filing for workers’ comp after a work-related injury can be tough in any state, but in Florida, injured employees have fewer rights, and insurance carriers have more opportunities to deny a claim.

For instance, your insurance company and employer get to tell you what doctor you must visit to verify your injury and whether or not you are able to return to work. Since you cannot get a second opinion, you may find yourself frustrated with a healthcare provider that claims you are less injured than you actually are.

Secondly, Florida insurance regulations have a strict interpretation of a partial or total disability. Your employer could argue that you are able to return to work in a diminished role with less earnings, hurting your ability to claim replacement income.

You deserve to have the full time and money it takes to heal from all of your injuries. Don’t let insurers or employers intimidate you into thinking you don’t have legal options. A workers’ compensation lawyer in Florida can assist you with your case and appeal denials you have recently received. 

Explore Your Options for Filing Workers’ Comp or Third-Party Injury Claims with Knowledgeable Treasure Coast Attorneys

Hoskins, Turco, Lloyd & Lloyd has a reputation for protecting the interests of our clients and fighting for their full rights. When you speak to one of our Florida workers’ compensation lawyers, you will be informed of your full legal options and your best choices for getting the maximum settlement possible.

In some instances, we may make you aware of possible third-party injury claims or lawsuits we can bring against parties that don’t include your employer. Your injury may have been the fault of a defective safety product or a negligent owner of the property where your injury occurred.Learn all of your available legal options when you speak to a friendly, empathetic member of our workers’ compensation attorney team. Schedule your free consultation now when you use our simple form to contact us online or call us at 866-460-1990.

Types of Workers’ Compensation
If you’ve been injured on the job, filing a workers’ compensation claim can be very complex. Our attorneys have the expertise and years of experience to quickly assess you case and seek compensation for your injuries and loss of income.
Florida Workers’ Comp Insurance
Chapter 440 Florida Statute
Our Workers’ Compensation Attorneys
Ian Lloyd, Senior Partner, Senior Partner
Ronald Fanaro,

What Our Clients are Saying

I was told by a friend that Steve Hoskins was a good attorney. I called when I had my accident, he held my hand throughout the whole process. Just because you get in an accident doesn’t mean your life is over. They helped me through every step with respect. If anyone ever asked me I would highly recommend Mr. Hoskins. They treated me like family. It definitely has been a pleasure working with him. He was nice and very respectful to me, I will be paying it forward.

We have used this firm for many legal issues. From the front desk to the courtroom, the compassionate people in this firm make us feel like family. Wins or losses aside, we always feel they did their very best for us. The fees are well within the FL average, and well worth the dollars spent. Mostly the little extra the assistants do is the glue that holds the office together.

We have recommended the firm at least every other month for one of the many types of law they are proficient with, for the past 18 years

Sometimes in Life the Unexpected happens and it is nice to know you can count on HTLL Firm. I had many Questions and they always came back with answers very quickly. Not many Law Firms do that. No matter how small it may seem to them your questions are not small to you and you want answers NOW. They did that and gave you different options as well. Thank You for helping me out in a very difficult time in My Life.

Thank you all for helping me at a difficult time in my life. I appreciate the time and care you took with my case. Answering all my questions, taking me through the process and always receiving an immediate response. I will highly recommend you to friends and family if they need a good Firm. I especially want to Thank Justin, Colin, and Jennifer, who worked closely with me. My experience with your Firm has changed my view to a positive one, when working with attorneys who really care about me and what’s best as a Client. Thanks again!

They exceeded all of my expectations. Specifically my attorney Taylor Hoskins. They dealt with the insurance companies, doctors, and so much more. I was involved in a motorcycle accident and needed help desperately. Not only did they deal with the issues of the lawsuit, they treated me with compassion and care. I also had to get disability and they took care of that. I received disability in only 5 months! All of the staff was caring and hands on. There was not one time that I was disappointed! Not once. I highly recommend this law firm. 

Verdicts and Settlements

$1.2 Million

Auto Accident Settlement

$1.6 Million

Wrongful Death Settlement

$11.1 Million

Settlement for motorcycle accident


Ft. Pierce Office
302 South Second Street
Ft. Pierce, FL 34950
Phone: (772) 464-4600
Fax: (772) 465-4747
Port St. Lucie Office
1887 S.E. Port St. Lucie Blvd.
Port St. Lucie, FL 34952
Phone: (772) 344-7770
Fax: (772)344-3838
Okeechobee Office
1910 S Parrott Ave
Okeechobee, FL 34974
Phone: (863) 357-5800
Fax: (863) 763-2237
Vero Beach Office
2101 15th Avenue
Vero Beach, FL 32960
Phone: (772) 794-7774
Fax: (772) 794-7773
Sebastian Office
1561 US Highway 1 Sebastian, FL 32958
Phone: (772) 646-0662.
Fax: (772) 646-0662.