Hoskins Turco Lloyd & Lloyd Blog

An overwhelming 70% of all Social Security Disability claims are denied the first time.1 The main reason? Incomplete or improperly completed applications. In 2017, more than 2.6 million Americans applied for Social Security Disability. Reports show that two-thirds of those applications (1.8 million) received denials.2 Applications that are not well developed run a high risk […]

In the past 10 years, 8.7 million bankruptcy petitions were filed in the federal courts under Chapter 7, also known as liquidation bankruptcy. Of those, 2.8 million petitions—32 percent—carried student loan debt. Why is this significant? Student loan debt is almost impossible to eliminate in bankruptcy. Given a fallacy in the law, student loan debt […]

Deaths from delivery truck crashes have reached their highest level in three decades, according to the National Highway Traffic Safety Administration (NHTSA). In a nationwide survey, truck accidents of all types have been steadily increasing; however, crashes involving delivery trucks have noticeably skyrocketed. The reason? There’s a massive surge in deliveries to residential neighborhoods, one […]

Have you ever been in an accident? Remember that gut wrenching feeling? Now, imagine the same gut-wrenching feeling multiplied when you discover the person who just totaled your car didn’t have insurance. So, what happens if you are hit by a driver without insurance? If your insurance does not cover this instance, all of your […]

Accidents can happen anytime and anywhere in Indian River County, but there are certain roads that are considered “accident magnets” because of the high frequency of car accidents that occur there. In Indian River County, this road is State Road 60 (SR-60). A 160-mile long trans-peninsular route that connects Clearwater to the west with Vero […]

Golf carts are more common now on Treasure Coast roadways, and so are accidents and injuries. Throughout the Treasure Coast, people are driving golf carts off the green and along public roads. Golf carts are a cheap, more energy-efficient method for cruising around town. And in South Florida, where there’s beautiful weather year-round and miles […]

Electric scooters have taken the country by storm. In the last six months, scooters primarily from three startups—Bird, LimeBike, and Spin—have flooded the streets of South Florida. The idea behind the scooters is simple: the internet-connected, GPS-enabled scooters are managed through smartphone apps that show nearby available scooters, from which you can select one, scan […]

Unfortunately, road rage and aggressive driving are exceptionally common today. In a study published by the AAA Foundation for Traffic Safety, more than 80 percent of U.S. drivers expressed significant anger, aggression, or road rage while behind the wheel at least once a year. More alarming, the findings suggest that approximately eight million U.S. drivers […]

Over 60% of auto accidents at intersections are left turn accidents, in which a driver turning left hits another vehicle approaching going straight. And 95% of all left-hand turn accidents are blamed on the left-turning drivers. In almost all left-hand turn car accident cases, the driver making the left turn is found at fault. Here’s […]

Our online presence is public, and the things we put online can never really be removed. No one wants private photos or information made public. However, even seemingly innocent information can cause big trouble if you’re involved in a personal injury lawsuit. Stop posting. Don’t put up fun pictures with your friends and family. Don’t […]

Black Friday and Cyber Monday—that’s amateur hour! We’ve compiled a list of five holiday shopping tips from the latest issue of Reader’s Digest that’ll help you save big on your own! Track Prices Online During the holiday season, websites constantly adjust prices of items. Savvy shoppers can watch for reduced rates and buy when the […]

The holiday season is in full effect, and it’s the perfect time to host friends and family for parties and gatherings. But remember, whenever you choose to host an event, safety should be your top concern. Business owners, building owners, landlords, homeowners, and even tenants, have an obligation to make sure their premises are reasonably […]