In the past 10 years, 8.7 million bankruptcy petitions were filed in the federal courts under Chapter 7, also known as liquidation bankruptcy. Of those, 2.8 million petitions—32 percent—carried student loan debt. Why is this significant? Student loan debt is almost impossible to eliminate in bankruptcy. Given a fallacy in the law, student loan debt […]Learn More
Category → Financial Tips
Black Friday and Cyber Monday—that’s amateur hour! We’ve compiled a list of five holiday shopping tips from the latest issue of Reader’s Digest that’ll help you save big on your own! Track Prices Online During the holiday season, websites constantly adjust prices of items. Savvy shoppers can watch for reduced rates and buy when the […]Learn More
Living Wisely: How to save enough money for summer vacation, starting now. Cutting back on a few simple luxuries each week can add up to an August getaway!
“I need a vacation.” If you’ve been saying that to yourself lately, it’s probably true. Vacations aren’t just about letting loose and having a good time—they help people de-stress, feel happier, and even boost productivity and mood. But, summer is already here and vacations cost money. ValuePenguin found that the average cost of a four-night […]Learn More
For many families, the holiday season does not end with the New Year but lingers on for months. Credit card bills arrive shortly after the festivities, and many are not paid off until the summer. In a survey conducted by the National Retail Federation, over two-thirds of American families do not know the true cost […]Learn More
If you’ve gotten a new credit card recently, you may have noticed it has a tiny microchip embedded in it. This is an EMV chip, and you’ll likely see one in each of your cards soon. But don’t worry, this is a positive change: EMV chips make your point-of-sale transactions more secure and allow you […]Learn More
The rules and regulations contained in the Fair Debt Collection Practices (FDCPA) place strict limits on the individuals that debt collectors are allowed to contact about any debt you may owe. In most situations, collectors and collection agencies are only allowed to communicate with you or your attorney. Collectors are even prohibited from leaving messages […]Learn More
The use of plastic at the pump is incredibly convenient. But that convenience comes with a risk. In the latest trend of credit card scams, thieves are electronically siphoning off account information by bugging gas pumps with “skimmers”—devices that secretly copy credit card numbers from the magnetic stripe on the back of your card, along […]Learn More
With the April tax deadline approaching, many people give their records and receipts to tax specialists to ensure compliance with income tax codes and tax returns. Yet, if these records and receipts are not going to trusted financial advisors, the information could be used to commit tax-related identity theft and file fraudulent claims. In 2014, […]Learn More
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The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.
We are a debt relief agency and attorneys. We help people file for Bankruptcy relief under the Bankruptcy Code. The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free information about our qualifications and experience.