Hoskins Turco Lloyd & Lloyd Blog

It’s not uncommon to experience fear upon hearing the word “Bankruptcy.” False expectations and pre-conceived notions cloud both what a bankruptcy filing actually is, and how it can be the smartest choice in times of financial turmoil. By confronting five of the most notorious bankruptcy myths, we’ll unmask a few of these unfounded fears and walk […]

Imagine you’ve just been hit by another car on the road. It’s a shocking and potentially terrifying moment. As your mind reels and you assess your injuries, the last concern you’ll ever want racing through your head is, “how will I pay for this?” You’re not cited in this instance, but what happens when the […]

In April, I am launching a new television campaign that captures the ultimate goal of my law firm:  to convey that we are deeply rooted here on the Treasure Coast and my personal goal is to provide expert and highly effective legal representation to local residents. The campaign is entitled “Treasure Coast Accidents,” and will […]

If you are filing Chapter 7 or Chapter 13 bankruptcy in Florida, you can use state exemptions to keep some or all of your property. Florida has one of the most generous sets of bankruptcy exemptions, including unlimited exemptions for homesteads, annuities, and cash surrender values of life insurance policies. In order to use Florida’s […]

It’s time once again for cotton candy, funnel cakes, tilt-a-whirls, FFA barbeque, and 4-H livestock shows and exhibits. The 2016 St. Lucie County Fair, a community tradition since 1966, officially kicks off February 26th and runs through March 6th. As a lifelong, fourth-generation resident of Fort Pierce, I enjoyed attending the fair as a kid, […]

As more states ban texting and impose limits on handheld cell phone use while driving, motorists are increasingly resorting to alternate technologies. Hands-free systems, which allow users to operate phones without touching them, have long been touted as a safer alternative to physically holding the device while texting or talking. However, a new University of […]

You are overwhelmed with personal debt and are considering filing for Chapter 7 or Chapter 13 bankruptcy; but you are worried that in doing so, you will be unable to get a small business loan in the future. This is a legitimate concern, but it is important to remember that while bankruptcy might financially complicate […]

On January 11, 2016, billionaire oncologist Dr. Patrick Soon-Shiong announced the Cancer MoonShot 2020—the nation’s first insurance-covered coalition to speed the development of what researchers believe could be a powerful weapon against cancer—potent combinations of new drugs that harness the body’s immune system. This national coalition is a collaboration between pharmaceutical giants, Fortune 500 companies, […]

For many families, the holiday season does not end with the New Year but lingers on for months.  Credit card bills arrive shortly after the festivities, and many are not paid off until the summer.  In a survey conducted by the National Retail Federation, over two-thirds of American families do not know the true cost […]

Thanks to the ever-growing popularity of deep-fried turkeys, kitchen fires nearly triple on Thanksgiving Day.  On average, 1,300 kitchen fires occur on the holiday, as compared to about 300 on any other given day, and an estimated $8 million dollars of property damage has been sustained since 2010. Thanksgiving is a day for spending time […]

On Friday of this week prices will hit rock bottom; however unfortunately so will shoppers’ behaviors. Black Friday chaos causes thousands of injuries every year. (Image courtesy: NBCnews.com) With Black Friday approaching this week, retailers need to prepare for more than just the crowds.  Rock bottom prices and swarms of crowds can make for chaotic […]

The recent Great Recession and the wave of bankruptcy filings that followed have presented a lot of challenges for landlords and tenants.  Yet, even as the economy continues to recover, there are still many retail chains, such as American Apparel and Radio Shack, turning to bankruptcy courts for relief. As this trend continues, both landlords […]