Discover Insurance Changes Before You Discover Florida

Car Accident Posted on Feb 11, 2013

Steve Hoskins Car Accident Attorney
Florida is Celebrating its 500th Anniversary. Before you take to the roads discovering all of Florida’s treasures, make sure you discover all of the changes to your auto insurance policy and Florida’s new regulations.

This year, Florida will celebrate the 500th anniversary (quincentennial) of Ponce de León’s “discovery” of Florida while he searched for a fountain of youth. Since that time, millions of other people have come to Florida in search of something. In recent months, signs have sprouted up along major roads announcing our quincentennial and encouraging all of us to travel and discover Florida.

Before you pack the car, you may want to first discover the major changes which occurred to your Florida auto insurance. Effective January 1, 2013, the limit for Florida No-Fault Personal Injury Protection (PIP) benefits is either $2,500 or $10,000 per person for any losses sustained as a result of any bodily injury, sickness, or disease arising out of the ownership, maintenance, or use of a motor vehicle. If an authorized healthcare provider determines that the injured person has an “Emergency Medical Condition (EMC) he or she may be entitled to the full $10,000; however, if an authorized healthcare provider determines that the injured person does not have an EMC, he or she will only receive up to $2,500 in PIP benefits. The new law also requires some form of healthcare treatment within 14 days of the accident, or there will be no PIP benefits afforded under the policy.

Our firm has prepared an Emergency Accident Guide that will fit into the glove box of any vehicle. Contained within the packet is an easy to read list of what to do if you are involved in an accident, an overview of the recent changes to the Florida No-Fault Law, and you may store your auto insurance card and other important auto documents within the guide for easy access.

If you would like a complimentary Emergency Accident Guide, please call me toll-free:  1-866-460-1990, or if you visit the St. Lucie County Fair between February 22nd and March 3rd, you can pick up a guide at our booth located inside the commercial display building. I will be glad to chat with you about any other concerns or questions you might have about the changes in the auto insurance law or any auto accident issues. We hope everyone remains safe and has good insurance coverage as you travel the highways of Florida this year.

Related posts

Contact Attorney Taylor Hoskins

If you let friends or family members borrow your car, you may want to take a few minutes and read

Jun 13, 2024
Reasons for high Tesla accident rate

Why Tesla accidents are happening at a higher rate than any other vehicle in the United States. Tesla has received

Feb 09, 2024
How to pay medical bills after car accident

If you are injured in a car accident in Fort Pierce, Port St. Lucie, Vero Beach or Okeechobee, you are

Oct 12, 2023

Our offices

Port St. Lucie Office 1555 NW St. Lucie West Blvd.
Suite 203, Port St. Lucie, Fl. 34986
Fort Pierce Office 02 South Second Street
Ft. Pierce, FL 34950
Vero Beach Office 2101 15th Avenue
Vero Beach, FL 32960
Okeechobee Office 1910 S Parrott Ave
Okeechobee, FL 34974

We’ll review your case for free—no cost, no obligations.

Get the answers you need. We’ll review your case today, for free.

"*" indicates required fields

Agree*
This field is for validation purposes and should be left unchanged.