When should I hire a car accident lawyer?

If you have been injured in a car accident, you might wonder whether you need an attorney. While you have every right to pursue a claim on your own, it is essential to understand the challenges of doing so and why it may be in your best interest to work with a Florida car accident lawyer.

florida car accident lawyer

At Hoskins Turco Lloyd & Lloyd, we have extensive experience representing injury victims who have been involved in all types of accidents. Our attorneys understand the intricacies of Florida’s personal injury laws, and we have the knowledge and resources to properly value your claim and fight for compensation on your behalf.

How To Know When It’s Time to Hire a Car Accident Lawyer

The days and weeks following a car accident can pass by in a blur — especially if you are dealing with serious injuries. In order to protect your future, it is imperative to understand your legal rights and options in terms of filing a claim to seek compensation. If you are uncertain whether you should retain an attorney, let’s look at some situations where you will benefit from having one by your side.

The Accident Was Not Your Fault

Determining fault is a complex matter. Suppose the insurance company is unwilling to pay out what you need to manage your accident-related expenses, and you are considering filing a personal injury lawsuit. In that case, you will need sufficient evidence proving the other driver caused the crash.

The concept of negligence is built on the following four elements:

  • Duty of care. All drivers owe other road users a duty of care to drive responsibly, follow the rules of the road, and remain alert.
  • Breach of duty. If a driver is distracted, intoxicated, fatigued, etc., they breached their duty of care.
  • Causation refers to the consequences of the negligent party’s breach of duty.
  • Your economic and non-economic losses are the result of the accident occurring and your related injuries.

In order to prove negligence, your attorney will collect relevant evidence, work with experts, and construct a retelling of how your accident occurred from beginning to end.

You Were Injured

Car accidents can result in a multitude of injuries. The severity depends on factors like the size of the vehicles involved, the speed at which the cars were traveling, and the point of impact. Even a sprain or strain can have severe ramifications on a person’s present or future. Some of the most common car accident injuries include the following:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Whiplash
  • Broken bones
  • Neck and back injuries

You will likely rack up medical bills no matter the extent of your injuries. Remember that even if you feel okay after an accident, you should seek medical care to confirm you do not have any injuries you cannot see. Your attorney will be able to use your official diagnosis, prognosis, and billing statements to ensure you receive compensation for those injuries.

You Are Seeking Compensation

Car accidents are expensive. Not only do you have to cope with medical bills, but you could also be dealing with lost wages and property damage. To improve your chances of receiving full and fair compensation, it is in your best interest to work with a car accident attorney.

Your lawyer will be able to fully value your claim based on all of your losses. They will collect applicable bills and receipts, as well as lost wage information. If your injuries are severe enough that they impede your ability to return to your job in the same capacity as before, they can also work that into your compensation. In addition to your economic losses, your attorney will consider your non-economic losses like pain and suffering and loss of enjoyment of life.

The Insurance Company Denied Your Claim

The last thing you need to worry about when recovering from a car accident is your claim being denied. In the event the insurance company denies your claim or you think they are unnecessarily delaying the process, an attorney can take over the situation and manage conversations, paperwork, and deadlines.

It is important to remember that insurance companies are focused on their bottom line. They will try to find ways to deny your claim or reduce your settlement offer. Our car accident lawyers are well aware of your rights as a car accident victim and will not hesitate to help you take further legal action if it is the only way to ensure you receive the funds you need to get your life back in order.

You Lost a Loved One in a Crash

If you have lost a loved one in a crash, you should seriously consider hiring a Florida wrongful death attorney. Managing end-of-life priorities along with insurance company phone calls and claims processing is incredibly taxing. Instead, your attorney can manage the legal aspects of the situation while you and your family focus on what matters most.

It may also be the situation that your family has the right to pursue a wrongful death claim against the negligent driver. If that is the case, you will want to ensure you have strong legal representation to ensure your family does not get taken advantage of and has the opportunity to hold the at-fault party responsible for your loved one’s untimely passing.

Learn About Your Rights After a Car Accident in Florida

If you have been injured in a car accident that was not your fault, you have the right to pursue legal action. With the help of a car accident lawyer from Hoskins Turco Lloyd & Lloyd, you can get client-focused legal assistance to increase your chances of recovering the compensation you need to get your life back in order.

When you schedule a consultation with our law firm, we will review your situation and help you determine how best to proceed. If you choose to take legal action, we will guide you through the claims process and fight on your behalf.

To learn more about your rights, call 866-460-1990 or contact us online today to get in touch with an attorney on Florida’s Treasure Coast for a complimentary appointment.

Verdicts and Settlements

$1.2 Million

Auto Accident Settlement

$1.6 Million

Wrongful Death Settlement

$11.1 Million

Settlement for motorcycle accident


Ft. Pierce Office
302 South Second Street
Ft. Pierce, FL 34950
Phone: (772) 464-4600
Fax: (772) 465-4747
Port St. Lucie Office
1555 NW St. Lucie West Blvd
Suite 203, Port St. Lucie, FL 34986
Phone: (772) 344-7770
Fax: (772)344-3838
Okeechobee Office
1910 S Parrott Ave
Okeechobee, FL 34974
Phone: (863) 357-5800
Fax: (863) 763-2237
Vero Beach Office
2101 15th Avenue
Vero Beach, FL 32960
Phone: (772) 794-7774
Fax: (772) 794-7773