Car Accident Lawyer in Sebastian

Car accidents are a common occurrence throughout Florida. In fact, according to the Florida Highway Safety and Motor Vehicle Department, approximately 200,000 accidents occur annually in Florida.  Unfortunately, some of these accidents cause severe, and sometimes fatal, injuries. At the very least, you could be left without transportation and unable to work, causing you to miss income while you recover.

If you have been in a car accident in Sebastian, you have legal options. The experienced attorneys at Hoskins, Turco, Lloyd & Lloyd have the experience and skills needed to help you get the compensation you deserve. We have helped thousands of people recover compensation after they were injured in a wreck. 

Call us at (772) 794-7774 or contact us online today for a free, no-obligation consultation with a car accident lawyer in Sebastian.

How Does Personal Injury Protection (PIP) Insurance Affect My Case?

Every driver registered in Florida is required to carry personal injury protection (PIP) insurance. This no-fault insurance is designed to provide compensation for you after a car accident, regardless of who is at fault. The most common use of PIP is receiving compensation for medical bills. However, unlike in other states, Florida PIP insurance only covers 80% of your medical costs, up to $10,000. And, if your treatment isn’t considered an emergency, you only receive $2,500.

In addition, Florida PIP coverage will pay 60% of your lost wages, up to $10,000. This includes household chores you are unable to do because of your injuries. If your loved one was killed in an accident, you are entitled to $5,000 for funeral and burial expenses, in addition to other benefits listed above.

Though PIP is intended to deter personal injury lawsuits, you still have the right to sue in some situations. The most common situation is if your medical bills exceed $10,000. In these instances, you can sue the at-fault driver for any damages above $10,000. Considering a hospital stay for serious injuries may exceed $50,000 to $100,000, such situations aren’t as rare as you may think.

Types of Damages You May Be Entitled To After a Sebastian Car Accident

If you are able to file a lawsuit, there are many different damages you may be entitled to receive. These damages are classified into two categories: economic and noneconomic. Economic damages pertain to financial losses you suffered. This may include past and future medical bills, property damage, out-of-pocket expenses, and more. Generally, you can prove economic damages with receipts, invoices and other evidence.

However, noneconomic damages are harder to prove. Because these damages pertain to losses you suffered that have nothing to do with money, your lawyer will work with experts to prove you did, in fact, suffer these losses. Noneconomic damages include pain and suffering, mental anguish and more.

In rare instances, punitive damages may be assessed. Punitive damages are intended to punish the defendant and deter similar action in the future. In order to assess punitive damages, you must prove that the other driver acted with intentional misconduct or gross negligence. Punitive damages are capped at three times the amount of economic/noneconomic damages combined or $500,000, whichever is greater. 

How Fault Is Determined in a Car Accident Case in Sebastian

In order to show the other driver was at fault for the car accident, you must prove that they either intentionally caused the wreck or, much more commonly, were negligent. Legally speaking, negligence occurs when a person acts in a way that a “reasonable person” wouldn’t, and, therefore, causes injuries.

In order to show negligence, four general elements must be proven:

  1. Duty of care: Every driver has a duty to drive safely to avoid causing wrecks. This includes following all traffic control devices and laws of the road. 
  2. Breach of duty of care: If a driver fails to drive safely and causes an accident, they have breached their duty of care. However, if the wreck was caused by an unforeseeable circumstance, the other driver may not be held liable.
  3. Injuries caused by the wreck: You must be able to prove that your injuries were directly caused by the accident, and not by some other circumstance.
  4. You suffered real damages: Finally, you must be able to show that you suffered real compensable damages because of the wreck. This may include medical bills, property damage, lost wages, and more.

How a Car Accident Lawyer in Sebastian Can Help You

If you have been injured in a car accident in Sebastian, it’s vitally important that you speak to a lawyer as soon as possible. During your free consultation, your lawyer can help you determine if you have a case for greater compensation than you received from the other driver’s insurance company.

If your expenses exceed $10,000, you will likely receive some sort of settlement offer from the insurance company. Don’t accept it yet! Once you accept the offer, you forfeit your right to seek greater compensation. Instead, call an experienced car accident lawyer for a free, no-obligation consultation.

During your consultation, your lawyer will help you determine if you do have legal options for greater compensation. This decision will be based on their investigation of your case. They will look at who is at fault for your wreck, the damages you suffered, and other factors. 

Every case is unique, so there’s no telling how much compensation you are owed without first speaking to one of our lawyers. The good news is that we always offer free consultations. If you don’t like our assessment, we invite you to speak to other law firms to find the right lawyer for you.

Call us at (772) 794-7774 or contact us online today for a free, no-obligation consultation with a car accident lawyer in Sebastian.

Verdicts and Settlements

$1.2 Million

Auto Accident Settlement

$1.6 Million

Wrongful Death Settlement

$11.1 Million

Settlement for motorcycle accident


Ft. Pierce Office
302 South Second Street
Ft. Pierce, FL 34950
Phone: (772) 464-4600
Fax: (772) 465-4747
Port St. Lucie Office
1887 S.E. Port St. Lucie Blvd.
Port St. Lucie, FL 34952
Phone: (772) 344-7770
Fax: (772)344-3838
Okeechobee Office
1910 S Parrott Ave
Okeechobee, FL 34974
Phone: (863) 357-5800
Fax: (863) 763-2237
Vero Beach Office
2101 15th Avenue
Vero Beach, FL 32960
Phone: (772) 794-7774
Fax: (772) 794-7773
Sebastian Office
1561 US Highway 1 Sebastian, FL 32958
Phone: (772) 646-0662
Fax: (772) 646-0662