Social Security Disability
Common Myths About Social Security Disability.
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Most individuals associate Social Security with Retirement Benefits. However, a portion of the federal taxes you pay are set aside to pay for disability benefits in the event you become disabled and are unable to work. Unfortunately, the process to obtain these benefits is confusing, frustrating and labor intensive. If an individual was able to navigate his way through the mounds of paperwork and appointments required throughout the disability process, he probably would be able to work! Our experienced social security disability attorneys can help you learn the facts and get the benefits you are entitled to. Below are some common myths regarding Social Security Disability:
- You have to be old to obtain disability benefits. False – age is only one of the many factors used to determine eligibility. If you are 25 years old and suffer from a serious condition which prevents you from taking part in any substantial gainful activity, you are disabled.
- I can only apply for disability benefits if I have been out of work for six months or a year. False – if your medical condition is likely to last 12 months or longer, you can apply the day you stop working or become disabled.
- I can only obtain benefits if my doctor states I am unable to work. False – Social Security will look at all of the objective evidence in the case (e.g. MRI's, x-rays, doctor's observations). If a doctor claims you cannot work but the tests reveal there is nothing significantly wrong with you, you will not likely be awarded benefits.
- I did not pay enough in Social Security taxes over the last 10 years so I am therefore unable to apply for social security disability. False – there are several different options when filing a claim. For example, if you are a disabled adult child and a parent is also on Social Security, you may be able to file under your parent's number. If your spouse is deceased, you may be able to file under your deceased spouse's social security number. If you do not own many assets, you may be able to file for Supplemental Security Income. There are often many options to explore.
- I am not eligible for disability since I am currently working. Potentially False – so long as your earned income does not exceed a certain dollar amount per month (SGA), you may still technically file for benefits. However, the Social Security Administration will look at the type of work you are engaged in and determine if it is substantial gainful activity.
- I should be entitled to disability since I am unable to perform my old work and no one will hire me in my current physical and or mental condition. Potentially False – if you are able to perform any other type of work within your restrictions, you may be found “not disabled,” despite the fact that no one will hire you or that the job would pay substantially less than your former employment did.
The above statements are just a few of the common myths regarding Social Security Disability Benefits. If you like to apply for Social Security Disability benefits, call us today or chat now to set up a FREE consultation with a Social Security Disability Attorney in Port St. Lucie, Vero Beach, Fort Pierce, or Okeechobee. Call Hoskins, Turco, Lloyd & Lloyd toll-free at 866-460-1990.