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You May be Making Your Social Security Claim Decision All Wrong

You May be Making Your Social Security Claim Decision All Wrong

If you're planning on relying solely on your social security check for retirement, you may want to reconsider. Here's why.    According to the Social Security Administration (SSA), 62% of today's senior beneficiaries rely on the federal program for at least half of their income. Less than 30%

How worried should you be about Social Security lasting?

How worried should you be about Social Security lasting?

An unexpected weakening in the finances of Social Security has raised concern about the longevity of the program lasting, especially for the middle class. And with political tension rising and deepening partisan divides, the social program that so many Americans rely upon may be in jeopardy. But

Three income strategies to supplement your Social Security in retirement

Three income strategies to supplement your Social Security in retirement

Social Security is only designed to replace about 40% of the average retiree's income, leaving two options—either dramatically reduce your standard of living, or create additional income from other sources.   While annuities are certainly one way to create an income stream, there are some

Three Social Security misunderstandings that could cost you

Social Security provides a guaranteed monthly payout to over 62 million retired workers. If you're counting on those benefits to help pay the bills in retirement, then you'll need to get your facts straight on how the program works. Here are a few misconceptions you can't afford to buy into.  

Supreme Court on Stale Debt

The Supreme Court usually deices a few cases each term that have an impact on bankruptcy law, and this year is no exception. One of the decisions, Midland Funding, LLC v. Johnson, concerns the issue of stale debts and when they can be incorporated into a Fair Debt Collection Practices Act, as an

Vehicle Advertisements May Increase Your Insurance Premium

You’ve seen them—car business advertisements. There are magnets, stickers, and vinyl wraps. You can cover the entire vehicle, or opt for just the doors or windows. The variations are endless, but these “modifications” can ring alarms with insurers. “Modifications” is a word met with caution by

South Florida Road Rage Is on the Rise

Road Rage Causes Approximately 66% of Motor Vehicle Accidents. You are sitting in rush hour traffic after a stressful day of work, itching to get home. All of a sudden, a rash driver whizzes by your car and dangerously swerves to get ahead in the line of traffic. You see the same driver

Report Shows SSA Has Been Improperly Suspending Mother/Father Beneficiaries Who Have a Child in Care

These days, we often hear from certain politicians and media that too many people are receiving Social Security benefits. However, a recent study showed that in one specific area involving payments to parents with a child or children under the age of 16, the Social Security Administration (SSA)

Social Security Revising Medical Criteria for Evaluating Mental Disorders

Social Security Revising Medical Criteria for Evaluating Mental Disorders

On September 26, 2016, the Social Security Administration (SSA) published a final rule, “Revised Medical Criteria for Evaluating Medical Disorders.” This regulation reflects the most comprehensive revision in over 30 years to the criteria the SSA uses to evaluate disability claims involving mental

Orlando First Responder Who Carried Bodies of Pulse Nightclub Victims Cannot Claim PTSD on Workers’ Comp

Orlando First Responder Who Carried Bodies of Pulse Nightclub Victims Cannot Claim PTSD on Workers’ Comp

An Orlando police officer diagnosed with PTSD after carrying Orlando’s shooting victims’ bodies says he worries about supporting his family because he cannot claim the condition as a work-related injury. Gerry Realin, 36, was a first responder the morning of June 12, when 49 people were