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Three income strategies to supplement your Social Security in retirement

Three income strategies to supplement your Social Security in retirement

Social Security is only designed to replace about 40% of the average retiree's income, leaving two options—either dramatically reduce your standard of living, or create additional income from other sources.   While annuities are certainly one way to create an income stream, there are some

Three Social Security misunderstandings that could cost you

Social Security provides a guaranteed monthly payout to over 62 million retired workers. If you're counting on those benefits to help pay the bills in retirement, then you'll need to get your facts straight on how the program works. Here are a few misconceptions you can't afford to buy into.  

Supreme Court on Stale Debt

The Supreme Court usually deices a few cases each term that have an impact on bankruptcy law, and this year is no exception. One of the decisions, Midland Funding, LLC v. Johnson, concerns the issue of stale debts and when they can be incorporated into a Fair Debt Collection Practices Act, as an

Vehicle Advertisements May Increase Your Insurance Premium

You’ve seen them—car business advertisements. There are magnets, stickers, and vinyl wraps. You can cover the entire vehicle, or opt for just the doors or windows. The variations are endless, but these “modifications” can ring alarms with insurers. “Modifications” is a word met with caution by

South Florida Road Rage Is on the Rise

Road Rage Causes Approximately 66% of Motor Vehicle Accidents. You are sitting in rush hour traffic after a stressful day of work, itching to get home. All of a sudden, a rash driver whizzes by your car and dangerously swerves to get ahead in the line of traffic. You see the same driver

Report Shows SSA Has Been Improperly Suspending Mother/Father Beneficiaries Who Have a Child in Care

These days, we often hear from certain politicians and media that too many people are receiving Social Security benefits. However, a recent study showed that in one specific area involving payments to parents with a child or children under the age of 16, the Social Security Administration (SSA)

Social Security Revising Medical Criteria for Evaluating Mental Disorders

Social Security Revising Medical Criteria for Evaluating Mental Disorders

On September 26, 2016, the Social Security Administration (SSA) published a final rule, “Revised Medical Criteria for Evaluating Medical Disorders.” This regulation reflects the most comprehensive revision in over 30 years to the criteria the SSA uses to evaluate disability claims involving mental

Orlando First Responder Who Carried Bodies of Pulse Nightclub Victims Cannot Claim PTSD on Workers’ Comp

Orlando First Responder Who Carried Bodies of Pulse Nightclub Victims Cannot Claim PTSD on Workers’ Comp

An Orlando police officer diagnosed with PTSD after carrying Orlando’s shooting victims’ bodies says he worries about supporting his family because he cannot claim the condition as a work-related injury. Gerry Realin, 36, was a first responder the morning of June 12, when 49 people were

Payday Loans Often Lead to More Debt

Payday Loans Often Lead to More Debt

Federal regulators are proposing a clampdown on payday lenders and other high interest loans, which is the first nationwide attempt to address an industry widely regarded as taking advantage of the poor and desperate. Payday lending is often thought of as an exploitive, deceptive industry

Injured Workers in Florida Can Now Go Up Against Big Employers

Injured Workers in Florida Can Now Go Up Against Big Employers

In April of 2016, the Florida Supreme Court ruled that the state’s attorney-fee caps in workers compensation cases are unconstitutional.  So what does this mean? The playing field is now leveled for injured workers going up against big businesses or insurers. To break it down, this is a clear